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	<title>Comments on: Top 10 Ways to Save Money in 2009</title>
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	<link>http://honestholly.com/top-10-ways-to-save-money-in-2009/</link>
	<description>Free Resources to help you Work From Home, with Holly Mann</description>
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		<title>By: Holly</title>
		<link>http://honestholly.com/top-10-ways-to-save-money-in-2009/#comment-1024</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Mon, 09 Feb 2009 14:26:20 +0000</pubDate>
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		<description>Thanks Anna - Great advice! :)</description>
		<content:encoded><![CDATA[<p>Thanks Anna &#8211; Great advice! <img src='http://honestholly.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: annaverawilliams</title>
		<link>http://honestholly.com/top-10-ways-to-save-money-in-2009/#comment-1009</link>
		<dc:creator>annaverawilliams</dc:creator>
		<pubDate>Thu, 05 Feb 2009 19:28:49 +0000</pubDate>
		<guid isPermaLink="false">http://honestholly.com/?p=498#comment-1009</guid>
		<description>These are great suggestions.  I didn&#039;t know about BLIST and I have signed up to try it!

Another suggestion if you want my input - though this only applies when you have a bit of extra cash to hand and want to save in the long run.  If you pay a monthly or regular fee for something, check into how much money you can save if you pay in advance.  Sometimes you can save a lot by paying in advance.  

Think of it as compared to investing in bonds or savings accounts which give you a tiny percent of interest back. For example, one service I remember cost $147 per month but if you paid in advance it only cost $997 per year.  That saves $764.  Its almost like investing $997 in a savings account and earning back a 76% interest rate.  

Of course, this strategy only works when you have some money to &quot;invest&quot; but it is definitely an option to keep in mind.

annaverawilliamss last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/ResidualStreamsOfIncome/~3/DM_12drfVBI/&quot; rel=&quot;nofollow&quot;&gt;Flash Flood in Cagayan de Oro City, Philippines&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>These are great suggestions.  I didn&#8217;t know about BLIST and I have signed up to try it!</p>
<p>Another suggestion if you want my input &#8211; though this only applies when you have a bit of extra cash to hand and want to save in the long run.  If you pay a monthly or regular fee for something, check into how much money you can save if you pay in advance.  Sometimes you can save a lot by paying in advance.  </p>
<p>Think of it as compared to investing in bonds or savings accounts which give you a tiny percent of interest back. For example, one service I remember cost $147 per month but if you paid in advance it only cost $997 per year.  That saves $764.  Its almost like investing $997 in a savings account and earning back a 76% interest rate.  </p>
<p>Of course, this strategy only works when you have some money to &#8220;invest&#8221; but it is definitely an option to keep in mind.</p>
<p>annaverawilliamss last blog post..<a href="http://feedproxy.google.com/~r/ResidualStreamsOfIncome/~3/DM_12drfVBI/" rel="nofollow">Flash Flood in Cagayan de Oro City, Philippines</a></p>
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		<title>By: Holly</title>
		<link>http://honestholly.com/top-10-ways-to-save-money-in-2009/#comment-1007</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Wed, 04 Feb 2009 18:58:58 +0000</pubDate>
		<guid isPermaLink="false">http://honestholly.com/?p=498#comment-1007</guid>
		<description>Hi Jenna! Thanks for the extra tips.I never knew about hat survey site. That&#039;s great! About Netflix and the Roku player - I paid for a basic Netflix package (that allows the unlimited instant watching - either on your TV or computer).Then I bought the ROKU Player here: http://www.roku.com/default.aspx OR if you already have a device that is compatible you can use that. Examples of compatible devices are: Tivo, XBox 360 (and all these here: http://www.netflix.com/NetflixReadyDevicesList?lnkce=nrd-l&amp;trkid=425738&amp;lnkctr=nrd-l-m). I just login to my netflix account, go to the section that says: Watch Instantly and choose movies or tv series or shows - then add them to my Queue. When I turn on my ROKU player - the first time I had to configure it (which took a couple of minutes) then after that every time it is turned on I view all my movies and shows that are in my queue. Just click PLAY and watch. :)</description>
		<content:encoded><![CDATA[<p>Hi Jenna! Thanks for the extra tips.I never knew about hat survey site. That&#8217;s great! About Netflix and the Roku player &#8211; I paid for a basic Netflix package (that allows the unlimited instant watching &#8211; either on your TV or computer).Then I bought the ROKU Player here: <a href="http://www.roku.com/default.aspx" rel="nofollow">http://www.roku.com/default.aspx</a> OR if you already have a device that is compatible you can use that. Examples of compatible devices are: Tivo, XBox 360 (and all these here: <a href="http://www.netflix.com/NetflixReadyDevicesList?lnkce=nrd-l&#038;trkid=425738&#038;lnkctr=nrd-l-m" rel="nofollow">http://www.netflix.com/NetflixReadyDevicesList?lnkce=nrd-l&#038;trkid=425738&#038;lnkctr=nrd-l-m</a>). I just login to my netflix account, go to the section that says: Watch Instantly and choose movies or tv series or shows &#8211; then add them to my Queue. When I turn on my ROKU player &#8211; the first time I had to configure it (which took a couple of minutes) then after that every time it is turned on I view all my movies and shows that are in my queue. Just click PLAY and watch. <img src='http://honestholly.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Jenna</title>
		<link>http://honestholly.com/top-10-ways-to-save-money-in-2009/#comment-1006</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Wed, 04 Feb 2009 18:51:40 +0000</pubDate>
		<guid isPermaLink="false">http://honestholly.com/?p=498#comment-1006</guid>
		<description>This is a good post and very timely.  I did not know about BLIST...will have to try it. Some great ideas here.  
One question...how do you get TV on the ROKU player?  Are they current episodes of TV shows?

I have a few other suggestions of things that I do to help save money:

I shop at Trader Joes.  It is less expensive than most supermarkets and has a lot of healthier options.

I try to remember to turn lights and my computer off when I am not using them.  This is good for the environment and saves money also.

I fill out surveys at www.e-rewards.com.  As you take these market research surveys, you can build up points (dollars) which are redeemable for gift certificates.  For example, I recently cashed in 40 point dollars and got a Macys $25 gift card that I was able to use for Christmas gifts.  Each survey has a different point amount assigned to it based on the amount of time it takes.  Just make sure if they send you an email with a survey invitation that you respond right away, or you may lose your chance to take it.  There are also different eligibility requirements for each survey.

One last thing which has saved us a lot of money is the American Express card or any card with a points reward system.  We put everything we can on the Amex card (groceries, gas, some bills, etc.) and we have been able to get $100&#039;s of dollars worth of stuff over the years.  Its a great system. 

Nice post Holly. Thanks</description>
		<content:encoded><![CDATA[<p>This is a good post and very timely.  I did not know about BLIST&#8230;will have to try it. Some great ideas here.<br />
One question&#8230;how do you get TV on the ROKU player?  Are they current episodes of TV shows?</p>
<p>I have a few other suggestions of things that I do to help save money:</p>
<p>I shop at Trader Joes.  It is less expensive than most supermarkets and has a lot of healthier options.</p>
<p>I try to remember to turn lights and my computer off when I am not using them.  This is good for the environment and saves money also.</p>
<p>I fill out surveys at <a href="http://www.e-rewards.com" rel="nofollow">http://www.e-rewards.com</a>.  As you take these market research surveys, you can build up points (dollars) which are redeemable for gift certificates.  For example, I recently cashed in 40 point dollars and got a Macys $25 gift card that I was able to use for Christmas gifts.  Each survey has a different point amount assigned to it based on the amount of time it takes.  Just make sure if they send you an email with a survey invitation that you respond right away, or you may lose your chance to take it.  There are also different eligibility requirements for each survey.</p>
<p>One last thing which has saved us a lot of money is the American Express card or any card with a points reward system.  We put everything we can on the Amex card (groceries, gas, some bills, etc.) and we have been able to get $100&#8242;s of dollars worth of stuff over the years.  Its a great system. </p>
<p>Nice post Holly. Thanks</p>
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